Claims Strategy

How to Increase Your VA Disability Rating: A Veteran's Action Guide

August 8, 2026·8 min read
A veteran sitting at a desk reviewing VA disability paperwork and medical records

How to Increase Your VA Disability Rating: A Veteran's Action Guide

If you want a straight answer on how to increase your VA disability rating, you're not wrong to push for more. The VA rating system is complex, but the regulations contain built-in protections that work in your favor when you use them correctly. This guide covers exactly what moves the needle, what mistakes cost veterans thousands in retroactive pay, and what to do today.


Understand Why Your Rating Is Where It Is

Before you can increase your rating, you need to know why it's low. Pull your VA decision letter and find the "Reasons and Bases" section. This is the most important part of the document — and the part most veterans skip.

The VA is required to explain what evidence it considered and what was missing. That section is a roadmap telling you exactly what to fix. Every denial or low rating has a specific reason, and that reason points directly to your next move.

Ratings are assigned under 38 CFR Part 4, the VA Schedule for Rating Disabilities. Each condition has a diagnostic code with defined symptom thresholds. PTSD rated at 70%, for example, requires documented occupational and social impairment in most areas of life. If your rating is at 50%, the evidence on file didn't clear that bar. Your job is to build evidence that does.


Claim Every Condition You're Entitled To — Including Secondary Ones

One of the largest rating increases available to you has nothing to do with your primary condition. It's secondary service connection under 38 CFR § 3.310 — conditions caused or aggravated by a condition the VA already recognizes.

Veterans miss this constantly. Here's what secondary claims look like in practice:

  • PTSD → Sleep Apnea: Well-supported in medical literature; a CPAP prescription alone can support a 50% rating
  • PTSD → Hypertension or Migraines: A growing body of nexus evidence supports these connections
  • Knee injury → Hip or back condition: If you've changed your gait to compensate, that altered movement pattern is damaging your hip and spine — and that's ratable
  • PTSD or TBI → Erectile Dysfunction: Rated separately under DC 7522; frequently overlooked
  • Any service-connected condition → Side effects of required medications

Each secondary condition is a separate rating. Those ratings combine using VA math, and stacking them strategically compounds into a meaningfully higher final number.

How VA Combined Ratings Actually Work

The VA does not add percentages directly. A 50% rating combined with a 30% rating equals 65%, which rounds down to 60% — not 80%. Understanding this matters because it changes which conditions you should develop first and in what order.


Prepare for Your C&P Exam Like Your Rating Depends on It — Because It Does

The Compensation and Pension (C&P) exam is the single most influential moment in your claim. It's also where most veterans quietly undermine themselves.

The examiner rates your worst days, not your average ones. When asked how your condition affects you, describe your worst flare-ups — how often they happen and what they prevent you from doing at work, at home, and in relationships. If you say "it's manageable" or "I'm doing okay," the examiner records that, and your rating reflects it.

Before your exam, take these steps:

  • Write a symptom journal covering the past 30–60 days. Track pain levels, sleep disruption, missed work, social withdrawal, and anything that limits your function.
  • Bring the journal to the exam and reference it directly.
  • For musculoskeletal conditions, know that 38 CFR §§ 4.40 and 4.45 require the examiner to account for flare-up severity and painful motion — not just your range of motion on a calm morning.
  • Never claim improvement unless it is objectively documented in your medical records.

If your exam is already complete and the report doesn't reflect your actual symptoms, you can request a new exam or submit a rebuttal. It is far easier, though, to get it right the first time.


Choose the Right Filing Lane — The Wrong Choice Costs You Months

Under the Appeals Modernization Act (AMA), you have three lanes after a denial. Picking the wrong one doesn't just slow you down — it can cost you 12 to 18 months without moving your claim forward.

The Three AMA Lanes

  • Supplemental Claim (VA Form 20-0995): Use this when you have new evidence — a nexus letter, updated medical records, or a buddy statement. This is the most common and often most effective move after a denial.
  • Higher-Level Review (VA Form 20-0996): Use this only when the same evidence should have produced a different result — meaning the VA made a clear processing error. No new evidence is allowed. If your problem is missing medical proof, HLR will not help you.
  • Board of Veterans' Appeals: Use this when you want a Veterans Law Judge to review your case. The Direct Review docket averages roughly one year; the Hearing docket can run two to three years or longer.

File an Intent to File First — Every Time

Filing an Intent to File (VA Form 21-0966) before you do anything else is one of the highest-value moves in this entire process. It locks in your effective date — the date the VA uses to calculate back pay — for up to 12 months while you gather evidence.

A veteran at a 70% rating who waits six months to file without an ITF on record can lose more than $10,000 in retroactive pay. File the ITF first. Then build your claim.


Know When TDIU Changes Everything

If you have a single condition rated at 60% or higher — or if your combined rating is 70% or higher with at least one condition at 40% or more — you may qualify for Total Disability Individual Unemployability (TDIU). TDIU pays at the 100% rate, which as of December 1, 2024 is $3,737.85 per month for a single veteran with no dependents.

If your service-connected conditions prevent you from maintaining substantially gainful employment, TDIU is often the most direct path to maximum compensation without needing to reach 100% on the rating schedule.

The jump from 90% to 100% schedular is the largest single dollar increase in the entire rating system — often more than $2,000 per month. If you're near that threshold, TDIU or a targeted secondary claim may be exactly the bridge you need.


How ValorClaims Helps You Build a Stronger Case

Knowing the strategy is one thing. Executing it with organized, complete evidence is what actually wins claims. ValorClaims is built specifically to close that gap.

Here's what it does for your claim:

  • Condition and secondary connection mapper: Identifies potential secondary conditions based on your service-connected diagnoses, so you don't leave ratings on the table
  • C&P exam prep tool: Guides you through building a symptom journal formatted around VA rating criteria — your worst days, your flare-ups, your functional losses
  • Evidence checklist and document organizer: Tracks every piece of supporting evidence, flags what's missing, and keeps your claim package submission-ready
  • Claim timeline tracker: Monitors your filing lane, deadlines, and effective date so you never lose retroactive pay to a missed window

Start organizing your claim for free at ValorClaims →


You've Already Earned This — Now Claim It

Understanding how to increase your VA disability rating comes down to three things: knowing what evidence the VA needs, claiming every condition you're entitled to, and never letting a denial be the last word. The benefit of the doubt rule at 38 CFR § 4.7, secondary connection at § 3.310, and functional loss standards at §§ 4.40 and 4.45 were written to protect you. Use them.

Your next step is one decision: file your Intent to File today, read your decision letter tonight, and start building the claim you've always deserved.

Create your free ValorClaims account and start building your evidence file now →


ValorClaims is an evidence organization and claims preparation tool. It is not a law firm and does not provide legal advice. For accredited representation, contact a VA-accredited attorney, claims agent, or Veterans Service Organization (VSO).

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